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ST. LOUIS PERSONAL INJURY ATTORNEYS SINCE 1949

EXPERIENCED ATTORNEYS, AGGRESSIVE REPRESENTATION

St. Louis Car Accident Lawyer

Motor vehicle accidents cause thousands of injuries and fatalities every year and cost billions in property damage, medical treatment, and lost wages. If you or a loved one have been involved in a serious car accident in the St. Louis, Missouri area, call the car collision attorneys at Goldblatt + Singer today.  Our attorneys will listen to your story and help you make an informed decision about what legal solution to pursue.  The call and the consultation are absolutely free.

Contents

  1. How A Car Crash Lawyer Can Help
  2. Car Accident Laws in Missouri
  3. Missouri Car Wreck Statistics
  4. Car Accident Insurance Claims
  5. How to Deal with Impending Medical Bills
  6. Steps to Take After A Car Collision
  7. How to Build A Car Accident Case

How Can A Car Wreck Attorney Help Me?

A car accident can lead to serious injuries, expensive medical treatment, huge hospital bills, and even death. If you or a loved one suffered injuries in a recent car collision, a Saint Louis attorney can help in several important ways. Primarily, your legal counsel will help you build a personal injury case so that you receive fair compensation for your car wreck injuries. This involves conducting an investigation of the accident, taking statements from witnesses, and compiling documentation to prove the extent of the plaintiff’s damages. Your attorney will also handle court filings and the other aspects of your case.

Car accident attorneys in St. Louis can also help with handling insurance claims. After a car crash, dealing with insurance companies can be extremely stressful. Car insurance companies are not there to help you; they send their claims adjusters to ensure every claim merits a settlement, and they generally look for any reasons they can find to reduce or deny coverage. Having a car accident lawyer act on your behalf in your dealings with an insurer can move the process along more quickly and with fewer frustrations.

Finally, good attorneys offer peace of mind. With the right car wreck attorney, you can rest assured knowing he or she has your best interests at heart. The St. Louis attorneys at Goldblatt + Singer work with your medical providers, work hard on the investigation of your case, and for a speedy resolution of your claim.  Additionally, our car collision attorneys can help coordinate with various relief services and other programs that may prove beneficial to car accident victims. Professional legal assistance will help you focus on your recovery instead of meeting deadlines and filing paperwork.

Missouri Car Accident Laws

Missouri is an at-fault state when it comes to car insurance, so every driver must carry the state’s minimum liability coverage in their auto insurance policy. A Missouri auto insurance policy must include:

  • $25,000 for bodily injury per person.
  • $50,000 for multiple bodily injuries.
  • $10,000 for total property damage.
  • Uninsured motorist coverage that also meets the above minimum requirements.

Although these minimums are relatively affordable for most drivers, past driving history, including accidents, arrests, and other factors can lead to higher premium payments for some drivers. Drivers in Missouri also have the opportunity to purchase additional bodily injury coverage, as well as medical expense coverage, collision coverage, and comprehensive accident coverage. Adding these options to your auto insurance policy will increase your premium payment amount, but you will have far more flexibility in the event of an accident and will be less likely to have to pay for any expenses out of pocket.

Missouri also has specific laws in place pertaining to your first steps after an accident. You must call the police to report any accident that causes more than $500 worth of property damage, injuries, deaths, or a driver without insurance coverage.

For more information on Missouri’s car and motor vehicle laws, speak to a St. Louis car accident lawyer today.

Missouri Car Collision Statistics

According to the Missouri State Highway Patrol, there were 930 vehicle accident fatalities in the 2017 calendar year, down from 947 in 2016. According to the Missouri Coalition for Roadway Safety, in 2016, six out of ten drivers who died in vehicle crashes were not wearing seatbelts and 23% of all traffic fatalities in 2016 involved substance-impaired drivers. The St. Louis area is home to some of the most dangerous intersections in the state, and the likelihood of accidents increases in major metropolitan areas.

Saint Louis Insurance Claims

Insurance is one of the most complicated and stressful issues car accident victims face. Insurance companies exist to make money, and they do so by collecting premium payments from policyholders. The insurer loses money when it has to pay out on claims, so claims adjusters look for any reasons they can find to reduce a settlement amount or deny a claim. Typically, a claims adjuster will attempt to assign the claimant some measure of fault for the accident, citing that fault as justification for reducing policy coverage or denying a claim.

When you get into an accident with an at-fault driver, his or her insurance coverage is the first line of compensation for you. You will need to file a claim against the responsible driver’s insurance, but you may need to resort to claiming against your own policy in some situations. For example, if you suffer serious injuries in an accident with an uninsured driver, you may be able to collect compensation through a car accident lawsuit, but that won’t happen immediately. In the interim, an insurance claim against your own policy can help you manage your medical expenses and vehicle repair costs. Additional coverage will afford you more flexibility as well.

Having a car accident attorney handle your interactions with an insurer is a great way to encourage a fair settlement offer on your claim. If you encounter any resistance or believe your insurer is not acting in good faith, your lawyer can handle these issues as well.  Sometimes, just knowing you have a St Louis car wreck attorney can compel an insurance company to be more reasonable in resolving your claim.

How Will I Pay My Medical Bills?

Many people who suffer serious injuries in car accidents wonder how they will manage their medical bills, especially when they are not at fault for their accidents. An at-fault driver will not have to pay your medical expenses as they occur but instead will need to repay you for the total cost of your medical expenses once you are no longer receiving treatment for your injuries.

The right car collision law firm can make a huge difference in your recovery from serious injuries. Goldblatt + Singer has experienced motor vehicle crash attorneys that can negotiate a settlement of your medical bills, lost wages, and damages for pain and suffering.

What to Do After A Car Accident in St. Louis

If you or a loved one become involved in a car accident, the first step is to remain as calm as possible until you can stop your car. Check yourself for injuries and call 911 if no one else already has. Do not move if you have sustained serious injuries or you risk worsening your condition. Wait for emergency medical responders to arrive. If you can move, check to see if anyone else involved needs help and then wait for the police to arrive. Even if you believe you were not at fault and the damage is minimal, leaving the scene of an accident is a very bad idea. You may face a hit-and-run charge later.

While you wait for the police, take the opportunity to capture photos of the accident scene, the damage to your vehicle and the other vehicles involved, and your injuries. Having pictures of these things immediately after the accident can help tremendously in a later lawsuit. Once the police arrive, answer their questions truthfully and concisely without admitting any fault. After the police conduct their interviews they will allow you to leave and clean the accident scene. It’s important to take pictures of debris, skid marks, and nearby landmarks to help the jurors in your case form a more accurate picture of events as they occurred in your accident. You will be able to obtain a copy of the police report after the police officers file it at their duty station.

After the police allow you to leave, seek medical attention immediately, even if you believe your wounds are minor. Some injuries may not show symptoms right away, and some internal injuries may not be noticeable for quite some time after your accident. Have a physician conduct an examination and make sure you tell the doctor you were involved in an auto accident.  The doctor will provide you with a report of your medical condition, prognosis, and future treatment options. The medical report you receive from your doctor and the police report for your accident will be the foundation of your personal injury lawsuit.

Building a Car Accident Case

Once you’ve handled your immediate medical concerns, secure representation from a reliable car accident attorney to start the claims process. To succeed in a personal injury claim, the plaintiff must prove the defendant was negligent, and his or her negligence directly resulted in the plaintiff’s damages. There are four elements to negligence in personal injury cases:

  1. Duty. The plaintiff must prove that the defendant owed a duty of care in the given situation. Drivers have a duty of care to follow traffic laws and operate their vehicles responsibly, so this element is relatively easy to establish and typically requires proving the defendant was present for the accident.
  2. Breach. Next, the plaintiff must show how the defendant breached his or her duty of care. This could be speeding, texting while driving, driving under the influence of alcohol, failing to signal at the appropriate time, aggressive driving, or any number of factors.
  3. Damage. The plaintiff can only file a lawsuit if he or she suffered a measurable loss. This can include economic damages like medical expenses and property damage as well as non-economic damages like pain and suffering.
  4. Causation. Finally, the plaintiff must establish a link between the defendant’s negligence and the plaintiff’s damages. Typically, this requires proving the plaintiff’s damages would not have occurred but for the defendant’s negligence, or that the plaintiff’s damages were more likely than not the results of the defendant’s negligence.

Damages and Compensation for Car Accidents

At Goldblatt + Singer, our St Louis car accident attorneys can help injured drivers secure compensation for their medical expenses, pain and suffering, lost income, and property damage after serious car accidents. We can also provide peace of mind because we handle all injured client’s interactions with insurers and legal entities. All drivers who suffer injuries due to negligence in St. Louis, Missouri need legal counsel they can trust.

Goldblatt + Singer has helped clients in Missouri since 1949, and we would like to put our experience to work in your case. Contact us today to schedule a free consultation about your car accident claim, and we will let you know how we can help.

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