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You may have heard many myths about workers’ compensation, but is here to dispel those myths and present the facts about workers’ comp coverage in St. Louis, throughout Missouri and beyond.
MYTH: For a construction company to be required to carry workers’ comp insurance, it has to employ five or more workers.
Workers’ compensation is employer-provided insurance that offers financial compensation to employees who are injured performing work-related activities. The way this type of insurance works is that when an employee is injured, they notify their employer and file a workers’ comp claim.
If you are injured on the job, there are workers’ compensation benefits available to help alleviate the burden of your medical expenses and lost wages. Any injury at work—whether the fault of you, another employee’s negligence or carelessness, faulty equipment, or unsafe working conditions—gives you the right to file workers’ compensation claims to seek the benefits you deserve while recovering from an accident.
When a workplace injury has disrupted your life, you’re likely experiencing significant physical pain, emotional turmoil, and financial strain. Employers have a duty to report these incidents, and if they neglect this duty, they make your situation worse. You may wonder, “Can I sue my employer for not reporting my injury?”
If you have suffered a work-related injury or illness in St. Louis, Missouri, you may be trying to figure out the complex workers’ compensation system. One aspect of getting workers’ comp benefits that often confuses and frustrates injured workers is utilization review.
An accident at Global Pyrotechnic Solutions in Jefferson County sent three individuals to the hospital. Two of the three men were treated and released from a Fenton hospital, while the third man was admitted to Mercy Hospital St. Louis for serious burns.