Missouri Insurance Legal Blog Archive

Missouri car insurance claim laws can be complex, particularly when dealing with the aftermath of a car accident in a densely populated city like St. Louis. Because Missouri follows a fault-based insurance system, the driver found to be at fault is legally responsible for covering the damages, both to property and for personal injuries.

The time surrounding a car accident can be chaotic and confusing. To clear up some of that ambiguity, the St. Louis truck accident attorney at decided to publish a three-part blog series specifically on the topic of car accident compensation. The biggest questions people face after a collision are usually financial in nature, which is why with this series, we aim to answer questions such as:

• How much money am I entitled to after a car accident?;

After a car accident, one of the first things you should do is file an auto accident claim with your insurance. The other party or parties involved should be doing the same. If your claim is successful and the other party is labeled fully liable, then their insurance will cover the cost of your damages.

The top U.S. Health Official, Secretary Kathleen Sebelius of the U.S. Health and Human Services Department, visited Missouri recently to discuss the implementation of President Obama’s new healthcare plan, poised to take effect in a little under two weeks. Many are calling this the most complex national legislation in decades.

If you have a complaint with your insurance, you can contact the Missouri Department of Insurance (MDI). The MDI’s Division of Consumer Affairs hears complaints regarding most types of insurance, including private auto, commercial auto, and workers’ compensation insurance. There are five major reasons why someone might file a complaint against their insurance company or a specific individual representing an insurance company: claim problems, claim delays, sales problems, premium problems, and policy problems.

Many people wonder whether hiring an attorney after a car accident is necessary or not. At , we believe that while it is not always necessary, it can be incredibly valuable. Each of our car accident clients is dealing with a completely unique situation.