Missouri Car Accidents Legal Blog Archive

Drivers in Missouri and Kansas are required by law to carry liability insurance coverage. Liability insurance pays to repair damages you cause to other drivers and vehicles. This insurance includes bodily injury and property damage liability.

Minimum Coverage in Missouri and Kansas

An auto insurance policy in Missouri or Kansas must include the following minimum amount of liability coverage:

• $25,000 for bodily injury or death per person
• $50,000 for total bodily injury or death per accident
• $10,000 for property damage per accident

When you are at fault for a collision, the other driver and their passengers can file a claim under your liability coverage to pay for their damages up to policy limits.

Car accidents are always unexpected, but no matter how severe, if you are in a financed vehicle, you are still responsible for paying the remainder of the loan. The good news is that you have to have auto insurance to finance a car, so you probably have some amount of coverage to pay for the repairs.

To file an insurance claim or pursue a lawsuit after a car accident, certain pieces of evidence will be significantly important to your case’s outcome. The types of proof that you must preserve to build a solid case and protect your right to compensation include the following.

If you are injured in a rideshare accident, you may be wondering who will pay for your injuries and other losses. Unfortunately, it can be challenging to figure out who is liable and how to go about filing a claim.

Who Is Liable in an Uber or Lyft Accident

After a rideshare accident, Uber or Lyft is not automatically liable.

Every state places a time limit known as the “statute of limitations” to encourage victims to file a car accident lawsuit within a reasonable length of time. In Missouri, you have five years to pursue a claim for compensation. 

Car Accident Statute of Limitations in Missouri

Under Missouri Revised Statutes § 516.120, the five-year period begins on the date the accident occurred.

Despite fewer drivers on Missouri roads due to the ongoing Coronavirus outbreak and springtime stay-at-home orders, Missouri state troopers say they have seen a three percent increase in traffic fatalities for the year. Data from the Missouri State Highway Patrol show there were 174 deaths as of April 5^th, compared with 168 deaths in the same time frame in 2019.