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Missouri dram shop laws hold bars, restaurants, hotels, clubs, or other businesses that sell alcohol legally responsible for the resulting damages caused by serving an already intoxicated patron or a minor. As a result, if you are injured by a drunk driver, you may be able to sue the drunk driver and the establishment that served them as well.
An accident with an uninsured driver can be incredibly stressful. You may be left wondering how you are going to pay for your injuries and the damage to your car. If you are in this situation, it is important to know the steps to take next.
After a car accident, it is critical to seek medical care as soon as possible. Whether that means after leaving the scene, later that day, or within a few days, the sooner the better. Most insurance companies consider 72 hours to be a reasonable amount of time to have seen a doctor.
If you have been involved in a car accident and have a pre-existing condition, there is a chance that it will affect your car accident claim. Although you are still entitled to compensation if the collision exacerbated your pre-existing condition, the at-fault party’s insurance company will likely try to minimize your payout.
Distractions while driving, such as texting, eating, or changing the music, are a leading cause of car accidents. As a result, most states have laws banning the use of cell phones while driving. If you get pulled over and receive a ticket for distracted driving, you may be wondering whether your auto insurance will be affected.
Car accidents are always unexpected, but no matter how severe, if you are in a financed vehicle, you are still responsible for paying the remainder of the loan. The good news is that you have to have auto insurance to finance a car, so you probably have some amount of coverage to pay for the repairs.