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Can You Get Compensation After a “Minor” Car Accident?

April 6, 2022Car Accidents

Even if a car accident seems minor, you may still be able to get compensation. The severity of a crash cannot be known immediately after, so it is best to assume that a car accident is not minor until you receive legal advice first. Some severe car accident injuries can have delayed symptoms that can take weeks or even months to appear.

The Dangers of Settling a Car Accident Claim Too Quickly

There are multiple risks of settling too quickly after a minor car accident. First, you need time to figure out the extent of your injuries. Immediately after a collision, you may have soreness and a headache. Imagine you accept a settlement to cover property damage and your doctor or emergency room visit. Still, you end up having a worsening headache and are eventually diagnosed with a traumatic brain injury (TBI). Treatment can cost thousands of dollars, even for a mild injury. Unfortunately, you cannot ask for more compensation if you have already settled your case. The rest of the expenses will have to be paid out-of-pocket.

Additionally, it would help if you had more time to understand the financial fallout of your accident. Even a minor injury can result in extensive medical bills for follow-up care, as well as missed time from work, plus the repairs to your vehicle and potentially a rental car. Settling too quickly can leave you in a financially stressful position if you fail to consider these expenses.

What To Do After a Minor Car Accident

After a minor car accident, it is still critical to take the following steps:

  • Stay at the scene and try to remain calm. Call 9-1-1 to get medical assistance if you or anyone involved is hurt.
  • If you do not require emergency medical care, still notify the police so an officer can come to the scene and file a report. (A police report can help you prove fault)
  • Do not move vehicles or injured persons unless you absolutely must due to safety concerns.
  • Take photos & videos of the scene, damage, and your injuries for evidence.
  • Exchange contact and insurance information with all drivers involved and any witnesses.
  • Seek medical care as soon as possible, even if you do not believe you are injured, and continue any ongoing treatment recommended by your doctor. Medical documentation linking any potential injuries to the crash is vital.
  • Contact your insurance company to report the accident.

Last but not least, it is in your best interests to speak to a St. Louis Car Accident Lawyer. They can help you determine the value of your claim and whether you need further legal help. Fortunately, most car accident lawyers offer free consultations. The attorney might tell you that your case is minor and that the amount the insurance company is offering is fair. On the other hand, they may assess your situation and believe you are entitled to more compensation. Either way, it is worth it, to have peace of mind that you are making the right decision.

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