Even if a car accident seems minor, you may still be able to get compensation. The severity of a crash cannot be known immediately after, so it is best to assume that a car accident is not minor until you receive legal advice first. Some severe car accident injuries can have delayed symptoms that can take weeks or even months to appear.
There are multiple risks of settling too quickly after a minor car accident. First, you need time to figure out the extent of your injuries. Immediately after a collision, you may have soreness and a headache. Imagine you accept a settlement to cover property damage and your doctor or emergency room visit. Still, you end up having a worsening headache and are eventually diagnosed with a traumatic brain injury (TBI). Treatment can cost thousands of dollars, even for a mild injury. Unfortunately, you cannot ask for more compensation if you have already settled your case. The rest of the expenses will have to be paid out-of-pocket.
Additionally, it would help if you had more time to understand the financial fallout of your accident. Even a minor injury can result in extensive medical bills for follow-up care, as well as missed time from work, plus the repairs to your vehicle and potentially a rental car. Settling too quickly can leave you in a financially stressful position if you fail to consider these expenses.
After a minor car accident, it is still critical to take the following steps:
Last but not least, it is in your best interests to speak to a St. Louis Car Accident Lawyer. They can help you determine the value of your claim and whether you need further legal help. Fortunately, most car accident lawyers offer free consultations. The attorney might tell you that your case is minor and that the amount the insurance company is offering is fair. On the other hand, they may assess your situation and believe you are entitled to more compensation. Either way, it is worth it, to have peace of mind that you are making the right decision.