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After an accident, an insurance company may decide to total your car if it costs more to repair it than to replace it. In which case, they will refuse to pay for repairs but will give you money for the car’s actual cash value.
If you are facing any type of paralysis following a personal injury accident caused by someone else’s negligence, you have the right to file a lawsuit for compensation. In addition to the physical repercussions, the resulting financial costs can be devastating.