Personal Injury Law FAQs

Drivers in Missouri and Kansas are required by law to carry liability insurance coverage. Liability insurance pays to repair damages you cause to other drivers and vehicles. This insurance includes bodily injury and property damage liability.

Minimum Coverage in Missouri and Kansas

An auto insurance policy in Missouri or Kansas must include the following minimum amount of liability coverage:

• $25,000 for bodily injury or death per person
• $50,000 for total bodily injury or death per accident
• $10,000 for property damage per accident

When you are at fault for a collision, the other driver and their passengers can file a claim under your liability coverage to pay for their damages up to policy limits.